Money Affirmation: I spend money responsibly

In the following money affirmation, take the time to read this post slowly and thoughtfully. Repeat the words in your head or even aloud. Re-read the post multiple times until the words feel true in your heart.

“I spend money responsibly.

I have a full appreciation of the value of money. It is easy to want to splurge when there is a surplus of money in front of me, but I am proud of my ability to show restraint.

At times, I am tempted to make a spontaneous purchase. But my first consideration is to assess whether I need it. I also consider the impact of the purchase. If I recognize there could be a negative repercussion, I decide against it.

Each month, I set aside money for life’s necessities. I am responsible enough to first take care of the necessary expenses. I avoid spending frivolously before spending on what’s important.

I know that rainy days may come, so I am sure to save wisely. I put aside enough money to take care of myself and my family in the event of unforeseen circumstances.

When I make purchases for myself, I make wholesome choices. There are times when I give in to my wants. But for the most part, I ensure I spend on things that enhance my life and family.

Today, I spend money responsibly. I think about the future and ensure my finances are taken care of.”

Self-Reflection Questions:
Are there times I give in to impulse purchases?
Do I save for vacations and other activities that enhance family life?
Do I consistently look for ways to introduce new income streams to my household?